Pre-order now Launching Jun 2026

Budget smarter,
live better.

Valugo gives you crystal-clear visibility of your spending, weekly budgets that actually work, and AI-powered insights — built for student life.

Pre-order on App Store See how it works
★★★★★
App Store Approved · launching June 12
UK GDPR Compliant
Saved £42 this week vs last week
On track £34 left for the week
Valugo home screen
Why students choose Valugo
Built for the UK
£GBP budgeting
5-star rated
App Store approved
Privacy first
Personal Data never sold
AI-powered
Smart insights
Free for students
Always
The Product

Everything you need
to own your money

One app. Weekly budgets, mood tracking, spending patterns and an AI companion that actually helps students.

Spending insights screen

Weekly Budget Control

Set your weekly limit, log spending in seconds, and watch your remaining balance update in real time.

Mood & Money

Track how your spending affects how you feel day by day. Spot the link between finances and wellbeing.

AI Companion

Ask anything about your finances. Get genuinely useful, personalised answers — not generic advice.

Spending Patterns

Spot trends across weeks, see where your money really goes, and build better habits over time.

How it works

Up and running
in two minutes

No bank logins. No complicated setup. Just open the app and start taking control.

01

Download & set up

Create your account and set your weekly spending budget. Pick the categories that matter to you. Takes about two minutes.

02

Log your spending

Tap to log purchases as you go. Your weekly picture builds itself — no bank syncing required.

03

Understand your mood

Daily check-ins connect your emotions to your spending, revealing patterns you'd never notice otherwise.

04

Get smarter over time

Your AI companion spots patterns, flags risks, and gives personalised insights. The more you use it, the better it gets.

AI companion screen
Loved by students

A real difference, in real student lives

Early access feedback from our pilot students at UK universities.

★★★★★

"First budgeting app I haven't abandoned in two weeks. Logging spends is so fast and the weekly bar genuinely keeps me honest."

A
A. R.
Second year · UK University
★★★★★

"The mood tracking is what got me. I never realised how often I doom‑spend on bad days until Valugo showed me the pattern."

B
B. A.
Final year · UK University
★★★★★

"Asked the AI to break down where my loan went last term and it gave me the most useful answer any app has ever given me about money."

C
C. S.
Postgrad · UK University
FAQ

Questions, answered

Everything you might want to know before you pre-order.

Yes — Valugo is free to download and use. All core budgeting tools, logging, and wellbeing features are included at no cost. We also offer an optional £5.99/month Premium AI upgrade for students who want deeper insights and more advanced AI support.

No. Valugo doesn’t use Open Banking or bank logins. You log spending manually in a tap — quick, private, and fully in your control.

Premium AI gives you more powerful financial guidance: deeper chat responses, longer memory, personalised insights, and more detailed summaries. It’s completely optional — the core app works great without it.

Your personal data stays private. Valugo never sells data, never shares individual records, and only provides universities with anonymised, aggregated cohort insights. Everything is built to meet UK GDPR standards.

Valugo launches publicly on 12 June 2026 for iOS. Pre‑order now to get early access and founding‑user perks.

Yes — Android is planned for late 2026. Pre‑order on the website and you’ll be first to know when it’s ready.

Pre-order open now

Be the first to take control

Pre-order Valugo today and be among the first students to take control of their finances when we launch June 12th. Completely free.

Pre-order on App Store University enquiry

Available on iOS · Free to pre-order · UK GDPR compliant · No bank logins required